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We have made it easy for you to obtain finance for your motorbike loan.

Bike finance Calculators

We have two finance options available to you when purchasing a motorbike: Secured motorbike finance and unsecured motorbike finance.

Apply for bike finance

Secured bike finance is available to people who own their home or other assets which can be used as collateral against the bike finance.

There are a number of advantages with secured bike finance including flexible terms, lower interest rates and lower repayments.

Unsecured bike finance is available for non-homeowners or people who don’t want to pledge any assets as collateral against their bike finance. These finance loans are usually for small amounts and attract higher interest rates and high repayments. We have bike finance solutions for used and new bikes. In addition you can purchase your bike from a dealer or private sale.

Free Loan Assessment

Bike Buying Guide

  • By obtaining finance before you find your bike will give you cash in hand bargaining power to negotiate the best deal on the purchase price of your motorbike.
  • Research the market and check how much bike like the one you want are currently selling for.

Bike Finance allows you to apply for motorbike finance through banks and even online. We offer you a faster and conveniently online application, which will give you pre-approval. To apply, simply completing our free bike loan assessment.

Bike Finance

Free bike finance loan assessment.

  • Get an answer within 10 minutes of applying *
  • Competitive interest rates
  • Borrow for a new or used motorbike
  • Dealer and Private sales
  • No monthly fees*
  • Pay extra without penalty
  • Loan terms up to 5 years
  • Fixed rates, so your repayments won't increase
  • Straightforward, professional service

Ride your way with an unsecured bike loan

It makes financial sense to own a bike. Lower fuel costs and smaller registration fees mean more cash in your pocket. But the financial incentives are just the start. You can also enjoy the freedom and endless possibilities only a bike can offer. So if you are trying to cut costs or are keen to step up the pace a little, it’s likely time to find your new ride.

Your bike is an extension of you and therefore needs to fit you perfectly. You are now faced with some big decisions. Like what bike best suits you? Are you more of a cruiser riding the highways, wind on your face and carefree. Or are you more suited to the roar of a race bike, leaving the traffic behind and you a little breathless. Just as important is your decision about how you will finance your bike. Don’t let a restrictive bike loan crash your dream. An unsecured bike loan from a reputable lender can get you riding sooner.

Shift into gear with an unsecured bike loan

If you are keen to keep with the theme of free and unrestrictive bike ownership, an unsecured bike loan will suit you. An unsecured loan allows you to access bike finance without surrendering your assets as security. So the bike is yours from the moment of purchase. You are also not limited on your bike selection. Whether you are in the market for a new or used motorbike or interested in buying from a private seller, you are still able to secure finance. Just like a personal loan, an unsecured bike loan provides you with fantastic flexibility.

Shifting to your new ride will be even smoother with these additional unsecured bike loan advantages:

  • Flexible loan terms up to 5 years
  • Fixed interest rates and repayments to eliminate budget surprises
  • Direct debit repayment options
  • No penalties for extra payments
  • No monthly fees.

As the lender will not hold any security against the loan, the interest rate will be slightly higher than that of a secured bike loan.

Experts to help you get on your bike

An unsecured bike loan from a trusted lender will get you on your bike and saving sooner. Take the hassle out of arranging finance by enlisting the help of bike loan specialists, Natloans. With access to hundreds of loan products they will ensure you are matched with the right loan term for your unique situation. So you ride your way.